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Later Life Planning

We understand that your future needs can be an difficult topic to discuss, which is why we always take a friendly, sympathetic and positive approach to later life planning. We’re ready to provide expert financial advice and offer reassurance to help you plan for later life in a sustainable way.

Plan your financial future with confidence

Later life planning will help you to live comfortably in the future and plan for any eventuality in a manageable and affordable way. Many people plan for later life but don’t consider what they may need financially, particularly in the event that care is required. Having a long-term plan in place offers reassurance for you and your loved ones.

If you’re ready to create a plan, we’re here to have a friendly and insightful chat about your options. As well as talking about care options, we’ll also offer financial advice on considerations such as Inheritance Tax, how to use tax-efficient gifts and trusts to full effect, arranging a pre-set income for later life, and ways to stay in control of your money over the coming years and decades.

As with all of our personal financial planning advice, we’ll ensure you understand the pros and cons of different approaches. Our mission is to help you navigate the financial landscape and plan in a way that suits not only your goals, but also your budget, preferences and wellbeing.

The thing about the future is that none of us know what it has in store. By taking into account your current health and mobility, any medical conditions in the family, and the value of your income, savings and assets, we can establish what you should be doing today in order to safeguard both your finances and your health in the future.

Let’s plan your future together.

The levels and bases of taxation and reliefs from taxation can change at any time. Tax relief is dependent on individual circumstances.

Please note that Trust are not regulated by the Financial Conduct Authority.

Review for Joanne

I wanted guidance on my finances to put a specific plan in place to ensure that my immediate multiple needs were being met whilst ensuring my financial future is being managed to maximise them. Joanne is great at listening to my complex needs, understanding them and then putting a plan in place. Joanne has also given me tasks and targets, all whilst offering me full support along the way to make sure I am in the best place to achieve. Without Joanne's help, I wouldn't have had a specific detailed financial plan, therefore I wouldn't be fully aware of the actions I need to take. So in that sense, I have 100% seen the outcome I was hoping for. The service I receive is faultless.

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