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Estate & Inheritance Tax Planning

Thinking about the future; and what you want to happen in different scenarios, will help you to protect not only your estate but also the ones you love. If you are looking for straight talking inheritance tax planning, we can help.

Nothing is certain except death and taxes.

Planning for end of life isn’t always easy. Families can be complex and having conversations about death are understandably difficult. Deciding who you want to leave your worldly goods to is a big decision. For this reason, some people avoid making a will. Making a will is the basis of estate & legacy planning. It’s simply laying out in legal terms what you want to happen when you are gone.

Alongside this, there are other aspects to consider. We will talk to you about planning for a time when you may not be as physically or mentally capable as you are today. As people advance in age, conversations often turn to what will happen if their health deteriorates and they need more help. We will talk to you about what you would like to happen in that situation so you can consider your options. We will handle these conversations sensitively but also with realism.

From a tax perspective, the final part of estate planning is looking at whether your estate is likely to be reduced because Inheritance Tax becomes due. We will assess your assets and calculate what your situation currently is. We will talk to you about ways to mitigate, reduce or insure any tax due. This often means using trusts to protect not only your assets but more importantly the future of your beneficiaries. We have a range of solutions available and will work with you to find the right ones for you.

Start the conversation and get in touch with us today.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

Wills and Trusts are not regulated by the Financial Conduct Authority.

Although we are able to facilitate the writing of a Will, this involves a service that is separate and distinct to those offered by St. James’s Place.

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Review for Joanne

Planning for the best way to manage my current Investments so that I can maintain a good lifestyle and to manage my assets for Inheritance tax purposes as much as I can for the benefit of myself and my son. Joanne has understood what I am trying to do, and has explained the possible ways of addressing these issues with the pros and cons of each and taken into account my particular preferences. She has understood my attitude to risk and that I would like the option of being able to add to and alter arrangements should my circumstances change.

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