Investment Planning

Clients come to us knowing that they want to explore the options available for their money. Some have already built a lump sum up, others want to build a lump sum by saving regularly from income. Some clients have only experienced traditional savings accounts, others will have experience in investing. Whatever your situation we will work to understand your goals and your capacity for investment before finding the right solutions for you.

We only recommend investments where you have a minimum of 5 years until you need the money and where you have enough cash to fall back on in case of an emergency. After assessing your situation, we will talk to you about the different types of investments, the underlying assets used, tax efficiency and of course your attitude to risk. Our aim is to ensure you understand how investments work so you feel comfortable with any decisions you make.

As with all areas of financial planning, regular reviews are essential to ensure you remain happy with your investment and monitor if you are on track to achieve your goals.

Find out how we can enhance your finances and get in touch today.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.